Paul Libretta

Paul Libretta is a financial services attorney in Holland & Knight's New York office. Mr. Libretta focuses his practice on structured finance, securitizations and asset-based lending transactions, as well as bank regulatory matters.

Mr. Libretta represents issuers, investors, borrowers, lenders, sellers, buyers, hedge funds, private credit funds and other financial institutions regarding various asset classes, including credit cards, consumer loans, marketplace loans, auto loans, student loans, mortgages and mortgage servicing rights (MSRs), reverse mortgages and home equity lines of credit (HELOCs). He also has experience advising on financial technology (FinTech) matters, including hardware and software technology licensing and maintenance agreements.

In addition, Mr. Libretta advises on banking, securities and consumer finance regulatory and compliance matters. He has experience with the International Banking Act, Bank Holding Company Act (BHC Act), Gramm-Leach-Bliley Act, Dodd-Frank Wall Street Reform and Consumer Protection Act and New York state banking laws.

Prior to joining Holland & Knight, Mr. Libretta was an attorney at another international law firm in its New York office.

Previously, Mr. Libretta served as chief legal officer for a leading online private credit marketplace, where he was responsible for all transactions, corporate governance, compliance, shareholder and noteholder matters, employment law, litigation management, software as a service (SaaS) contracts and all general legal matters. He also served as the U.S. head of legal and compliance for an international commercial bank headquartered in Canada, where he led legal, regulatory and compliance matters for all U.S. operations and advised foreign headquarters on U.S. banking, securities and consumer finance regulations. Prior to that, Mr. Libretta was the general counsel for a consumer receivables investment firm and asset manager responsible for all legal matters in the company.

While in law school, Mr. Libretta was a member of the Brooklyn Journal of International Law.